The mobile money pack

  • MOBILE MONEY MARKET OVERVIEW
  • Get a clear vision of the market: Real subscriber base, financial flows and merchants
  • CONTROL PROPER IDENTIFICATION OF USERS
  • Make sure operators have properly identified the subscribers behind each phone number
  • CONTROL KYC CONSISTENCY
  • Control the volume of transactions of each user conforms to his KYC level
  • FINANCIAL FLOWS
  • Analyze all types of transactions (deposit, withdrawal, transfer, purchase …) in terms of volumes and amounts, perf region and city
  • CERTIFY REVENUES
  • Control Mobile Money Revenues associated to fees Check the consistency of the financial flows, every day, for every subscriber
  • DETECT ABNORMAL BEHAVIOURS
  • Identify suspicious behaviours (virtual money injection, abnormal transfer patterns …) and drill down to associated indivual subscribers
  • DETECT « UNDECLARED » MERCHANTS
  • Identify users that are NOT registered as merchants (no company registry, no VAT number) but have a high probabilty to be real merchants (but without income tax nor VAT perception)
  • DETECT INCIDENTS
  • Identify incidents that impact end users Possibility to determine potential indemnification to improve customer protection

Control FINANCIAL FLOWS